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How long does the underwriting process take?

It depends! Every application is different. Here’s what affects the time:

  • Medical Requirements: If you need a medical exam or your doctor needs to provide information, it might take a bit longer.
  • Coverage Amount and Age: Higher coverage amounts or older ages might require more information.
  • How Quickly You Submit Info: The sooner you provide all the info we need, the faster we can get your application processed!

If you’re young and healthy, and you’ve answered everything clearly, approval can happen within hours! But even in more complex cases, we’re usually done within two to three months.

We’ll keep you updated and make the process as smooth as possible.

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