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What’s an APS (Attending Physician Statement)?

Think of an APS as a note from your doctor. It’s a simple summary of your health history, including any visits to specialists, past surgeries, or current medical conditions.

Why do we need it? Sometimes, insurance companies want a little more info to make sure your coverage fits you perfectly.

The good news? You won’t need an APS for smaller policies, especially if you’re in good health.

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