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Term Insurance

Coverage for
Life’s Big Moments

As your life evolves, so can your coverage. Term life insurance offers the flexibility to adjust your coverage as your needs change over time. Get affordable protection that’s tailored to your unique situation.

Father and Son Happy

Terms that fits your goals

10 years

• Premiums guaranteed
Renewable
• Convertible

20 years

• Premiums guaranteed
Renewable
• Convertible

30 years

• Premiums guaranteed
Renewable
• Convertible

Benefits of Term Life Insurance

Ensure large expenses are cared for

In the event of your passing, your loved ones receive a tax-free payout. This money can help them cover significant costs like a mortgage, tuition, or other major expenses.

Choose the term that fits your life

Get the coverage you need, when you need it. Select a term length of 10, 20, or 30 years to align with your family’s financial goals.

Easy renewal options

Want to extend your coverage? At the end of your term, you have the option to renew your policy for continued peace of mind.

Upgrade to permanent coverage, hassle-free

Ready for lifetime protection? Convert your term policy to a permanent one without the need for another medical exam.

* This one’s important

Budget-friendly protection

Term life insurance offers affordable premiums that stay the same throughout your chosen term, making it easy to safeguard your family’s future.

Pick the coverage amount right for you

Protect what matters most with the coverage amount that’s right for you. Choose from $5,000 to $30 million and leave a tax-free legacy for your loved ones.

Finding the right life insurance doesn’t have to be complicated. Term life insurance offers straightforward coverage at a price that makes sense.

*It’s like renting instead of buying

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easyLife University

Life Insurance Questions? We’ve Got Answers.

Knowledge is power, especially when it comes to life insurance. easyLife University is your go-to resource for clear explanations, helpful tips, and the confidence to make informed decisions about your coverage.

Term insurance covers you for a specific period of time and has an expiry date. It is suitable for more temporary needs or expenses with a foreseeable end like your mortgage, putting your children through university, or business obligations.

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Both permanent and term life insurance offer valuable protection. Term insurance is a great option for temporary needs, like covering a mortgage or your kids’ education. Permanent insurance provides lifetime coverage and can be a smart way to build financial security for your loved ones.

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If your term life insurance policy is renewable, it means you have the option of continuing your coverage for another term once your current period ends. Renewable term life insurance policies automatically renew at the end of the term.

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A convertible term policy starts out like a standard term life insurance policy. It’s temporary life insurance coverage with a set expiration date, such as 10, 15, 20 or 30 years.

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Personal life insurance can perform a similar function for you but isn’t tied to covering your mortgage. It’s designed to provide your beneficiaries with money in the event of your death. Its flexibility allows your beneficiaries to use the money for whatever purpose they wish.

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Choose from Canada’s best insurers!

Canada Life logo
BMO Insurance
RBC insurance logo
Empire Life Logo
Canada Protection Plan logo
Manulife logo
Foresters Financial
Assumption Life logo

Get Term Life Insurance in 3 Easy Steps

It’s free, it’s easy.

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Learn

Get the facts on term life insurance and figure out the right coverage for your family’s needs.

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Choose

Compare Canada’s top life insurers, all in one place. Find the perfect term life plan for your budget and lifestyle.

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Apply

Start your application online and get the protection you need. Easy.

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Have Questions?
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