What is term insurance?
Term insurance covers you for a specific period of time and has an expiry date. It is suitable for more temporary needs or expenses with
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Easy Facts About Life Insurance Products
The Easy Life Team has simplified all things about product here. We realize there may be a learning curve in product knowledge. Our goal is to help educate you about product differences and options. Please contact us if you don’t find your question answered here. We are here to help!
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What does “renewable” mean?
If your term life insurance policy is renewable, it means you have the option of continuing your coverage for another term once your current period
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What does “convertible” mean?
Convertible term insurance offers temporary coverage with a valuable extra feature. It starts like regular term insurance, protecting you for a set period (like 10,
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What is Term 10, 20, and 30 insurance?
These numbers refer to how long your coverage lasts. Think of it like renting protection for a set period of time: Which one is right
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What is Term to 100?
Term to 100 is a type of permanent life insurance. This means it covers you until age 100, guaranteeing a payout for your loved ones
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What is the new Life Term Product?
Life Term insurance lets you call the shots! Instead of being stuck with standard 10, 20, or 30-year terms, you choose exactly how long you
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What is permanent insurance?
The basic features of permanent policies are: Non-forfeiture options are available to you if you miss or decide to discontinue paying premiums on your policy.
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When permanent life insurance makes sense
Think permanent insurance is too pricey? Not necessarily! It depends on your needs. If you want lifelong protection – maybe to cover estate taxes or
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Get the best of both worlds with a permanent/term combo
A permanent/term combo is a flexible life insurance solution that combines two types of coverage: By combining these two types of coverage, you can address
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What is whole life?
Whole life insurance, sometimes called “participating life,” offers lifelong coverage and pays a tax-free amount to your beneficiaries when you pass away. The policy’s value
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What is universal life?
It’s guaranteed, lifelong protection that lets you invest and build your wealth. And it’s one of the most flexible and affordable products available that covers
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What is mortgage insurance?
If you’re buying a home or renewing an existing mortgage, you may be offered group insurance by your lender or broker. You put a lot
What is mortgage insurance? Keep Reading